Liquid_Scope_99
11-07-2009, 07:13 PM
Guys i need your help once again .
I dont wont to bother anyone but in a nutshell.
A few months before i met my wife her brother drove her car without permission . She told him to wait till she got home he didnt and totaled my wifes car . He also hit his best friend in the rearend well my wife didn't have
Insurance at the time was before it was a law here .
A lot of people didn't back then well her loving her brother didn't tell the police he didn't have permission to drive her car he would not sign to be responsible for the wreck or anything .
Well they told my wife if she didn't sign to be responsible they would suspend her license.
She had no choice she paid when she had the money she was single making very little paying rent and things came first well the sued her of course long story short im trying to help her get this squared away .
Well with me being laid off and her paying a little more than usual she hasn't paid every month .
So i called them and they said she owes $3700 when it was only $3200 LIKE 5 Years ago .
I called they said she owed $3700 and the interest 12% and is compounded daily .
Math is not my strong subject they agreed to take $50 a month i know that will take forever my question i am Trying to figure out is how much of her payment is going to the actual balance .
Would it help to pay the $50 a month the first week of the month then send what ever we can afford month goes to get he bill down or would it even go to the balance .
And she wonders why i cant stand her bro lol
Any help appreciated i want to get this paid off i made some mistakes in my youth so i have been there now my credit is in the high sevens for right now anyway lol . Any ideas welcome .
I asked what they would take as payoff they told me to think of a number and call back i am going to offer $1500 .
i know they will not take that .
I want to hear the number there thinking of lol
I dont wont to bother anyone but in a nutshell.
A few months before i met my wife her brother drove her car without permission . She told him to wait till she got home he didnt and totaled my wifes car . He also hit his best friend in the rearend well my wife didn't have
Insurance at the time was before it was a law here .
A lot of people didn't back then well her loving her brother didn't tell the police he didn't have permission to drive her car he would not sign to be responsible for the wreck or anything .
Well they told my wife if she didn't sign to be responsible they would suspend her license.
She had no choice she paid when she had the money she was single making very little paying rent and things came first well the sued her of course long story short im trying to help her get this squared away .
Well with me being laid off and her paying a little more than usual she hasn't paid every month .
So i called them and they said she owes $3700 when it was only $3200 LIKE 5 Years ago .
I called they said she owed $3700 and the interest 12% and is compounded daily .
Math is not my strong subject they agreed to take $50 a month i know that will take forever my question i am Trying to figure out is how much of her payment is going to the actual balance .
Would it help to pay the $50 a month the first week of the month then send what ever we can afford month goes to get he bill down or would it even go to the balance .
And she wonders why i cant stand her bro lol
Any help appreciated i want to get this paid off i made some mistakes in my youth so i have been there now my credit is in the high sevens for right now anyway lol . Any ideas welcome .
I asked what they would take as payoff they told me to think of a number and call back i am going to offer $1500 .
i know they will not take that .
I want to hear the number there thinking of lol