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Luke122
06-07-2010, 03:31 PM
I always hate reading threads where people bitch about stuff, and their terrible situations, so if you feel the same, stop reading now. I need to vent this all somewhere, and since this is my main point of presence on the web, you guys get to hear/read it.

I quit my job at the tail end of 2008 to go out on my own and consult. It went great for a month or so, then the recession hit, and everything fell apart. I worked at a cell phone place for a bit, then got laid off 8 days before Christmas. I had a young son at the time, and my wife and I couldnt exchange gifts with each other because there was just no money.

In January, I found a job as a janitor, and that kept us afloat, though just barely. We were eating through our savings and credit cards at a horrifying rate, and new something better had to come up soon. I landed a job as a technician at a computer store, and hoped that my experience would help me advance quickly. Alas, the company was small, and I ended up with the same money as the janitor job.

Through the course of 2009, we tried some direct selling stuff to make money, and just ended up carrying even more debt on our credit cards to buy product. Great product, but we just couldnt find the market that we needed, and ended up losing a few grand.

Bills kept piling up, and we started to fall behind. I've been struggling to make some extra coin here and there, including refurbishing and reselling laptops and systems, but overall we are still losing ground fast.

On Dec 10th 2009, we had our second son arrive, healthy and happy. One point of light in a very dark year. My wife and I again did not exchange gifts this year. Also, we found out our new son might have asthma, and requires prescription inhalers (as does my wife).

For my wife's birthday, my parents offered to give us some help with repairs around the house. Did we want some new windows, or a furnace service? We have cold winters here, so either would help. My wife has asthma, so we chose the service. They found that the heat exchanger is cracked, and will need to be replaced. No point in fixing an old piece of crap, get a new furnace. $3-5k for that.

Three weeks ago, we had a serious windstorm, and lost a bunch of shingles off of our roof. Luckily, we noticed right away, and called a contractor friend who fixed it for free. Two days later, another storm, lost more shingles, this time we did not notice. Last week we got a huge rainstorm, and a bunch of water poured through the roof into my 3 year old sons bedroom.

We are waiting on insurance to see if they'll cover it, but apparently the roof is in bad enough shape that it should be replaced.. $5000 estimate for sheeting/shingling, and we need a few trusses replaced too. :P

Last thursday morning, I noticed my battery indicator was on when I was driving to work (20mi commute). When I got to work, I investigated.. my alternator is dead. A new one is $190 but I can install it myself, I'm reasonably handy.

Saturday, my youngest son started wheezing really badly, and his inhalers werent helping, so we went to the hospital, and they transferred us to the pediatric ward at the nearest city (25 mins away). I've slept in a chair for the last two nights, but Andrew is improving, and they thing he might be ok to go home in the next day or two.

I hate being a negative person, but with everything that has happened in the last 18 months, it's so hard to be positive about anything. It's frustrating beyond words that I've been applying for every job I can find, and I've only had 2 replies (one was a thanks for the resume, and the other was a thanks, but we've decided we cant afford to hire anyone now) out of hundreds of applications.

I'm not going to get into the whole "life isnt fair" spiel right now, that's not going to do anything worthwhile. We are probably less than a month from losing our home and vehicle right now, and yet I'm still getting out of bed everday, going to work, and doing my best to advance. Why?

Faith. I believe that things will get better, and this is just a test. It's easy to give up and get angry, but it's hard to persevere and struggle onward in the face of these things. Whether or not you think you can or can not, you are right.

Luke122
06-07-2010, 03:31 PM
The moral of this long-ass post: Just keep swimming.

msmrx57
06-07-2010, 03:57 PM
Glad to hear your son is improving. On the plus side you and your wife have each other so your not in it alone, and being handy can help minimize problems by being able to fix it yourself. And believe me I understand the needing to vent, was just laid off again after only 2 1/2 months back. Just gotta keep going and take opportunities as they come. As Red Green says keep you stick on the ice, and we're all in this together.

ownaginatious
06-07-2010, 06:02 PM
Man that sucks. Hope things get better for you and your family soon...

Luke122
06-07-2010, 06:05 PM
http://i128.photobucket.com/albums/p176/lukifer122/480503758.gif

That's me on the ground... on the right, is life.

Diamon
06-08-2010, 04:21 AM
I'll go click some more links on the website you posted :)

Twigsoffury
06-08-2010, 11:46 AM
what may seem like a insurmountable feat at present, over time will fade to become a hill and eventually towards the end you look back to see rolling hills.

long as you have your child man, your doing alright.


Seriously best of luck and ya if theres any thing we can do like click on some adsense accounts for you to get extra $$$ i'm down with that.


I run a booth at a antiques co-op, thats my supplemental income, i take my kiddo to estate sales and garage sales, find old crap... refurbish it then turn around and sell it for double or triple what i paid (and suckers pay it.)

Like i bought a 1955 kitchen aid mixer for 7$, took it home, power washed it relaced the brushes, took the reduction gears apart re greased it..

sold for 140$


OSB is like 8$ a sheet, and it takes typically 20~40 sheets to cover a entire roof on a 1,100sq foot home. shingles are something like 30$ a square.

watch some youtube videos or i can give you internet pointers on how to do roof repair... its so simple illegals and middle school drop outs can do it.. so i bet you can to.

Luke122
06-08-2010, 11:58 AM
Thanks guys.

The roofing isnt difficult, I just dont have the time/tools to do it. I've done it before, so I know I could. Did I mention I have two story house? Haha.. yeah, it's waaaaay up there.

As for the clicks, hahaha.. thanks guys. You are gonna get me in trouble! ;)

I've been refurbishing laptops for a bit, and I've got a couple for sale right now. A few people are interested, so I think I'll be ok as far as that goes. I might be starting a new job right away too.. it's looking pretty good.

I guess a good thing to remind people of is how negativity breeds negativity. I quit my sysadmin job in a moment of anger, then had a really difficult time with a customer and had to threaten legal action to get paid. Then I was mad about being laid off, and then mad that I had to be a janitor, etc etc. The more angry I got, the more negative energy I kept attracting. I'd probably still be in that loop too, but last week I ran into an old colleague, and we talked for an hour or so, and she said somethiong to me that really stuck.

"I dont mean to insult you, but you are coming off super negative, and I wonder if maybe that's why you are having so much trouble with finding something?"

It stung at first, but I realized that she was right. I'd been spending so much time saying "why me? What did I do to deserve this? this isnt fair!" that I was missing out on lots of great things. I have two wonderful kids, and a beautiful wife. We still have a roof (lol) over our heads, and we arent going hungry. Things are really not that bad!

Sure it would be great to have everything we want in life, but I think that sometimes we really forget to be greatful for what we have.

msmrx57
06-08-2010, 12:24 PM
Sure it would be great to have everything we want in life, but I think that sometimes we really forget to be greatful for what we have.

Very true, and all too easily forgotten. Just ask my wife ;). She has to point it out to me at least once a week.

Twigsoffury
06-08-2010, 12:56 PM
Thanks guys.

The roofing isnt difficult, I just dont have the time/tools to do it. I've done it before, so I know I could. Did I mention I have two story house? Haha.. yeah, it's waaaaay up there.

As for the clicks, hahaha.. thanks guys. You are gonna get me in trouble! ;)

I've been refurbishing laptops for a bit, and I've got a couple for sale right now. A few people are interested, so I think I'll be ok as far as that goes. I might be starting a new job right away too.. it's looking pretty good.

I guess a good thing to remind people of is how negativity breeds negativity. I quit my sysadmin job in a moment of anger, then had a really difficult time with a customer and had to threaten legal action to get paid. Then I was mad about being laid off, and then mad that I had to be a janitor, etc etc. The more angry I got, the more negative energy I kept attracting. I'd probably still be in that loop too, but last week I ran into an old colleague, and we talked for an hour or so, and she said somethiong to me that really stuck.

"I dont mean to insult you, but you are coming off super negative, and I wonder if maybe that's why you are having so much trouble with finding something?"

It stung at first, but I realized that she was right. I'd been spending so much time saying "why me? What did I do to deserve this? this isnt fair!" that I was missing out on lots of great things. I have two wonderful kids, and a beautiful wife. We still have a roof (lol) over our heads, and we arent going hungry. Things are really not that bad!

Sure it would be great to have everything we want in life, but I think that sometimes we really forget to be greatful for what we have.


Wish i was close man i'd come fix your roof for you. I've redone my whole house basement to roof

Bought it for cheap (like under 15,000$ for a 2,400sq foot house cheap) and took a loan for 40,000$ out and have been re-furbishing the house ever since.


Even in the crap economy/ housing market, the county assessor has my house listed at 137.5k


It'll get better for you i'm sure of it just keep treading water and seriously get a wrangle on your finances as best you can.

Credit cards are evil by the way.

Want to basically see some ultra crazy s@#t? watch this program

http://www.pbs.org/wgbh/pages/frontline/creditcards/

Airbozo
06-08-2010, 02:10 PM
Wish i was close man i'd come fix your roof for you. I've redone my whole house basement to roof

Same here. I have all the tools and have done a couple of roofs myself, including my current one. My neighbor had his own roofing company and saw me up on the roof one day. He stopped his truck, climbed up the ladder and showed me how to sit on the roof so as not to fall off. He looked at the job I was doing and jokingly offered me a job when I told him it was my first time. It would be nice to have an old fashioned roof raising party!

Credit cards are evil by the way.

Want to basically see some ultra crazy s@#t? watch this program

http://www.pbs.org/wgbh/pages/frontline/creditcards/

I saw that program and it is scary. Everyone that even THINKS about applying for a credit card should have to watch that show. The missus and I shredded our credit cards over a decade ago and we have never missed them.

crenn
06-08-2010, 09:40 PM
The funny thing is, I don't think credit cards are evil, but I don't think people should be leaning on them as heavily as they do.

Diamon
06-09-2010, 02:50 AM
Banks are started to make money, not to help you. If you consider that evil then yes, they're evil. Many banks use unfair deals but they're not forcing you to agree to them, it's your choice if you want to make a bad deal to be able to buy a new phone a month earlier or whatever.

Luke122
06-11-2010, 02:12 AM
Well, its official.. I'm losing my house.

June 15th is the final day for me to make a payment, but I'm flat broke right now, and my paycheck that day isnt enough to cover the mortgage. I still need to feed and clothe my family, so we are losing our house.

I'm ashamed and embarassed about it; it's hard to think that we've been here for almost 3 years, that we are now having to give it up. All the work that we've put into it, all the sweat and tears, all the good memories. I feel like such a failure, to know that no matter how hard I work and try to provide for my family, I cant even keep a roof over our heads.