Okay, now the question becomes: How safe is it really to run fans like this, in terms of the PSU? I won't be upgrading my PSU any time soon (850W cooler master PSU FTW) and I don't want to do anything that's going to make it bug out or blow capacitors or anything.
edit\\
and also i'm only going to have a 2 position switch. up for 12v, down for 7. no need to turn the fans off completely, they're going to be quiet enough at 7v that it won't bother me and the whole rig goes on standby after an hour being idle so it's not like i would need to shut off the fans independently or anything.